Privacy Policy

CreditYes.com takes your privacy seriously. CreditYes.com understands that privacy concerns are extremely important to our customers. We would like to assure you that we are committed to protecting your personal privacy and for that reason CreditYes.com has created this privacy policy. Please read the following to learn more about our privacy policy.

If you believe you have received unsolicited commercial email please forward the email you received in its entirety to Abuse@CreditYes.com.


What This Privacy Policy Covers

This policy covers how CreditYes.com treats personal information that CreditYes.com collects and receives, including information related to your use of CreditYes.com products and services. Personal information is information you provide about yourself that is personally identifiable like your name, address, email address, or phone number and that is not otherwise publicly available. This policy does not apply to the practices or the content of websites of companies that CreditYes.com links to, does not own or control, or to people that CreditYes.com does not employ or manage.


Information We Collect

In order to ensure that consumers get the very best service, CreditYes.com collects demographic information, web pages visited and other consumer-volunteered information from sources such as forms, survey information and/or site registrations. CreditYes.com's request forms may require users to give us information such as your name, address, phone number, e-mail address and certain financial and credit-related information. This information gathering procedure allows CreditYes.com to match you with a dealer or partner that we feel is best able to fulfill your request. This information also helps CreditYes.com in the development or referral of products and services that we believe will meet the continuing needs of our customers. Collected information is used to improve the content of our website, customize the content and/or layout of our website for individual users, and to contact users for marketing purposes as well as route requests to our auto dealer network, fulfillment and marketing partners.

CreditYes.com automatically receives and records information on our server logs from your browser, including your IP address, CreditYes.com cookie information, and the page you request. CreditYes.com uses information for the following general purposes: to customize content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.


Children's Guidelines

Although this site is intended for the use of adults, and is not of likely interest to children, the forms on this site are capable of collecting online contact information from children who furnish it without prior parental consent or parental notification. Upon discovery that any such information may be supplied by children, such information shall be disregarded and deleted.


Personalization

CreditYes.com offers its users the advantage of personalization on our Web site by using cookies. Web site personalization provides our customers with a more convenient online experience and is at no given time used to track information or retrieve data from your hard drive.


Cookies

Cookies are pieces of information that a web server may transfer to your computer through your web browser. When this information is stored on your computer, our system is able to recognize your browser and in turn customize web page content for you. We will not use any cookies to retrieve data from your hard drive or obtain sensitive information about you. When a cookie is set, your browser will check it for length, an expiration date, and where it originated. Only CreditYes.com can access the cookies that we set. You can decide if and how your computer will accept a cookie by configuring your preferences or options in your browser. However, if you choose to reject cookies, you may not be able to use certain of our online services or website features.


Third Party Advertisements

CreditYes.com may use third-party advertising companies to serve ads on our behalf. These companies may employ cookies and action tags (also known as single pixel gifs, tracking pixels or web beacons) to measure advertising effectiveness. Any information that these third parties collect via cookies and action tags is completely anonymous.


Security

CreditYes.com understands the importance of security for our consumers. When applicable, we use the latest SSL (Secure Socket Layer) encryption technology to protect sensitive personal or financial information during transmission. This allows your personal information to be submitted in a secure environment while reaching the intended parties. An SSL-capable web browser is needed to support this encryption technology.


Information We Share With Others

CreditYes.com may decide to share your personal information with trusted marketing partners who work on behalf of or with CreditYes.com under confidentiality agreements. These companies may use your personal information to help communicate with you about offers from CreditYes.com or to inform you about their products and services. (See below if you prefer that we not share this information).

Occasionally, when CreditYes.com is not able to directly fulfill your request, we may forward your request for information to another reputable partner or auto dealer. In such a case, you will become subject to the security and privacy policies that are posted on the associated website and if you wish to do so, you will have to opt out of disclosure through the associated website. In those cases where CreditYes.com decides to share your information with marketing partners, these companies do not have any independent right to share this information. CreditYes.com also responds to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims. We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, violations of CreditYes.com's terms of use, or as otherwise required by law.


Ownership of the Information

Once it is received in the CreditYes.com database, all request form information, including your name, e-mail address, home address, financial and credit information becomes the property of CreditYes.com. This information is passed on to our banking, dealer and fulfillment partners and affiliates for the execution of the order, service or request. Once one of these entities receives this information, it becomes subject to their respective privacy policy, in addition to CreditYes.com's privacy policy. Our partners use this information to process your order, to approve your credit and to provide valuable services. If you opt out on our website we will not provide your information to partners. If you do not opt out on our website, any requests to opt out of future partner communications must be made directly to the Partner.


Third Party Partner Privacy Policies

Except as otherwise expressly included in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you. If you disclose your information to dealers or other parties that you are placed in contact with through our site or other sites throughout the Internet, different privacy policies may apply to their use or disclosure of the information you disclose to them. Since CreditYes.com does not control the privacy policies of third parties or partners, you are subject to the privacy policies of that third party or partner and we encourage you to read their privacy policies or ask questions before you disclose your personal information to others.


Your Acceptance of These Terms

By using this site and providing us with your information, you agree to the CreditYes.com Privacy Policy. If you do not agree to this policy, please do not use our site. We reserve the right, at our discretion, to change, modify, add, or remove portions of this policy at any time. Please check this page frequently for changes. Your continued use of the CreditYes.com site means you accept those changes. You can e-mail us with any further questions you may have.


Changes to this Privacy Policy

We reserve the right, at our discretion, to change, modify, add, or remove portions of this policy at any time. Please check this page frequently for changes. Your continued use of the CreditYes.com site means you accept those changes. You can e-mail us with any further questions you may have.